In today’s fast-paced world, identity theft is an emerging issue, and every business falls victim to it. Cybercriminals have employed advanced methods to access the users’ crucial information, which breaches customers’ privacy. A report states that in 2022, around 441,822 US residents filed complaints against identity theft. Businesses need a rigorous identity verification solution to protect their customers from cybercrime.
What is Selfie Verification?
Selfie verification is an advanced biometric verification process that uses the customer’s unique facial characteristics to authenticate their identity. It captures the customer’s features and transforms them into a digital database, which can be detected and verified using the system. Many industries are undertaking this method to improve their security and onboarding processes. This biometric face verification service compares the selfie against the customer’s ID to ensure that the person is who they claim to be, hence mitigating spoofing attacks and unauthorized access.
Step-by-Step Guideline of Selfie Verification Process
Authenticating a customer’s identity through selfie verification` is a straightforward process that ensures a user-friendly onboarding experience and secure business operations.
- Capturing Government-Issued Identity
The first step is to carefully capture a picture of the customer’s government-issued identity documents, such as a driver’s license, ID card, or passport. Companies use a high-resolution camera to capture high-quality images of customer’s documents in a well-lit area.
- Uploading the ID
After successfully capturing the document’s image, the next step is to upload these identity photos to the selfie verification solution in the company’s web portal. All the relevant information and the image must be clearly visible to ensure accurate identity authentication.
- Capturing Customer’s Selfie
Once the documents are uploaded to the portal, the customer is prompted to take a live selfie. The selfie verification service provides on-screen instructions for customers to follow while capturing their selfies. Its purpose is to capture the customer’s detailed physical presence.
- Performing Liveness Detection
The selfie verification system will then perform a liveness detection check to ensure that the selfie belongs to a real person and is not a counterfeit photo or video. Liveness detection can efficiently verify the customer’s facial textures and detailed features and the selfie is analyzed to check for signs of human presence.
- Face Matching
In the next step, the customer’s live selfie is compared with the photos available on the uploaded documents. It incorporates the use of facial recognition technology to verify the authentication of the person.
- Approval
Suppose the customer’s live photo matches the provided documents, and no spoofing is found. In that case, the face verification service will validate the customer’s identity, creating a smooth and efficient customer onboard experience.
Growing Need For Selfie Verification Service
The selfie verification service is becoming increasingly popular in the fintech industry. Due to its user-friendly approach to authenticating identities, it streamlines the customer’s onboarding procedure. This service provides an extra security layer in the gaming world to verify the user’s age and combat underage individuals from accessing the gaming services.
An online face verification service ensures compliance with KYC and AML regulations because it verifies the customer’s identities before giving them access. This KYC face verification encourages many businesses to verify their customers through selfie technology.
Advantages Of Selfie Identity Verification
- Security against Data Breaches
Selfie verification is an efficient approach through which businesses can minimize the threat of data breaches. It entails using biometric technology to prevent identity theft and spoofing attacks by comparing live selfies with the provided documents, which reduces the risk of giving access to an unauthorized individual.
- User-Friendly Verification Approach
Selfie identity verification is a simplified authentication process that does not require customers to undergo verification through multiple identity checks. It improves the user’s compliance with the verification solutions, which enhances the security standards. This quick identity verification method prompts the customers to recommend this process to others, which increases the company’s conversion rate.
- High Accuracy
Using liveness detection in selfie identity verification is an efficient way of ruling out unauthorized users by comparing a live user with a static image or a video. This technology helps detect the slightest variations, such as blinking or head tilting, to prevent the harm of identity theft.
- Data Protection
The combination of face liveness detection and selfie verification mitigates spoofing attacks. This process involves analyzing facial movements, such as head movements and eye blinking, ensuring that only the authorized person is accessing the company’s official services. It protects the data from malicious activities, such as identity theft and cybercrimes.
Summing It Up
Businesses can create a multiple defense layer against spoofing attacks and identity theft by incorporating selfie identity verification. This service is transforming the digital landscape by offering efficient verification methods. It is an effective anti-spoofing service that helps fast-paced businesses and counters all deep fake attempts while ensuring a smooth customer onboarding procedure. Selfie verification ensures secure access to the company’s services as it mitigates the occurrence of data breaches.